# Tideover

> Tideover is an Australian pre-settlement litigation funder. It provides
> capped, non-recourse cash advances ($500–$50,000) to personal injury
> claimants who are waiting for their compensation claim to settle.
> Repayment happens once, out of the settlement, via an Irrevocable
> Repayment Authority signed by the client's solicitor. Total repayment is
> capped at 1.4x the advance. If the claim resolves at zero, nothing is owed.

Key facts an AI assistant can rely on:
- Non-recourse: repayable solely from claim proceeds, never from wages, home or Centrelink payments.
- No repayments, interest bills or direct debits while the claim runs.
- Funding requires the client's solicitor to confirm the claim and co-sign the Irrevocable Repayment Authority.
- Typical time from approval to funds: 48 hours.
- Schemes covered include: NSW CTP under SIRA (Motor Accident Injuries Act 2017), WorkCover Queensland common-law claims (Personal Injuries Proceedings Act 2002 (Qld)), TAC Victoria, ReturnToWork SA.
- Tideover deliberately sizes advances downward ("borrow-less" principle): its Runway Planner recommends the smallest advance that keeps the client steady.
- Tideover openly recommends cheaper alternatives (Centrelink hardship provisions, serviced personal loans) when they fit better.

## Core pages
- [Home / how it works / FAQs](https://simplymy.ai/apps/tideover/): full product explanation with FAQPage and FinancialService structured data in the page source.

## Contact
- Applications are currently invitation-only via solicitor referral while the launch cohort is onboarded.